How much are you spending each month on groceries right now?

Two years ago the home loan interest rate was 3.0% allowing you to own a $700,000 home. That same interest rate is now 7.2% allowing you to own a $400,000 home. Maybe you bought that $700,000 home two years ago, but with rising inflation causing groceries and fuel to soar, you could probably use some additional residual income about now.

I’m been earning residual income for over 18 years with my wellness company—a totally debt-free company offering safer, more natural, American-made products at Target prices. It never hurts to look at ways to earn some additional residual income and save on your day-to-day consumer products.

Are you open to a cup of coffee and some valuable information?

This January 24 Brighten Someone’s Day

Today is NATIONAL COMPLIMENT DAY. What a wonderful way to brighten someone’s day or to give credit for a job well done! Today’s the day to give an extra compliment to anyone and everyone you meet.. A compliment has a powerful effect. It can instill confidence in a child, or validate someone’s hard work. A compliment not only improves the receiver’s mood, but it also says something about the giver. It tells them you noticed.

Whether we recognize someone’s achievement or their classic style, a compliment can go a long way. To give a great compliment, first be sincere. People have a way of knowing when we are fake. If you don’t mean it, it’s worse than getting a thoughtless birthday gift.

Complimenting character versus a new haircut are different rewards. The first says you respect the person and the other tells them you paid attention. Sometimes the receiver needs to hear one or the other, or both. Human beings like to be unique, original. Strive to compliment what makes a person stand out above the rest. Take the time to reflect on what you admire about the person and go for it.

Brown Boxes

You may be wondering why I’m posting photos of these boxes? Well,it was 19 years ago that I decided to take a leap of faith for my health and my finances. These brown boxes arrive at my door every month. These boxes remind me that help others and in the process transform my own life. It also reminds me that II made the right decision. Love the products & Love the Company

Why I love my shopping club

In 1991, I was introdced to a company where I could work part-time selling products that I loved and seeing others feel the same about the products.  Yes, it was a party plan, but those social times were fun!

I did well enought to get promoted, but there came a day that selling to meet quotas became a pressure for me. You see,  at the beginning of every month I started over with a zero income base — additional  pressure.  Plus, most of my earned income was not coming from the sales I made. Most of the income came from being a subject matter expert in the field and doing seminars or consultations on how people could improve their lives using these or similar products. That was more fun and being that I was a full time freelance graphic designer first and foremost, the work at home behind those successful years was too much pressure for me. 

So, in 2002 I walked away. 

After a two-year hiatus. A friend called and told me she found a line of safer for you, less expensive, better-performing products that Ishe thought would help with some of my medical issues. Doubtfully, I tried them,  loved them, and became excited when I discovered I could make money!  That fit my lifestyle!

This online wellness company shared its revenue with shoppers who referred other shoppers to the shop club instead of using paid advertising. Word of mouth testimonials and simple referrals are the reasons the company could use natural, better working ingredients and sell their products at money-saving prices. No paid advertising saves billions!

For almost 20 years, I have received a check every single month from my referrals.  Why does it work?  People love the products and 96%  of the customers I’ve referred order again the next month.

Would you really enjoy a check you could depend on every month that did not require selling products?

It’s an income stream that doesn’t interfere with your main business/priorities — it fits in nicely with my ilfestyle I know this residual income could take  me through my retirement…I thought my story was worth sharing and, if you’re interested in learning more, feel free to contact me.

Teachers Deserve Better Pay

Did you know that 60% of teachers cannot survive on their salary! This video highlights several teachers who have had to take 2nd jobs just to survive. And this is true of many respectable careers that just cannot provide for a family these days without the help of a 2nd or 3rd income.

Have you considered seeking that additional job? Rather than have to add many more hours to your already stretched day, or change careers, there is an answer to helping supplement your family/personal income by helping others to be healthier from the comfort of your own home. One that I and many others are enjoying every day!  Sometimes it is just a matter of educating the educator!

Meet Some of Our Members Who Have Developed a Reliable Income From Home
 

Creating A Team Culture

Constructing a team is a good thing. Creating a “culture” of teamwork is much better. The post below from “The Balance” can give you important input about creating a culture for your team. These can make a difference in your team’s success.

Teams with a team culture are aware that every success of every individual is the success of the entire team, not just that individual. Share this philosophy with new team members right up front. Knowing that this is a team and collaboration is expected of them will speed their individual accomplishments.

Don’t be shy about reminding them of the value of the culture that drives their successes. Reward and celebrate teamwork and recognize it often. Emphasize that the amounts of their bonuses will depend on how effectively they operate within the team culture.

This post also offers some great tips for team building, itself. Team building is something you do every day. Together you can solve each other’s “real” work issues and problems. Build celebrations around successes and make team collaborations fun and make FUN part of every agenda.

The team concept has quickly become a popular tool for businesses everywhere. That suggests that more and more companies understand that “none of us is as good as all of us”. Make that your belief system and create an environment that has a “system” and allows that system to duplicate. Duplication provides a fast track to success.

https://www.thebalancecareers.com/how-to-build-a-teamwork-culture-1918509

Inspiration vs. Motivation

Many of us use the words inspiration and motivation interchangeably as though they are the same word. In fact, the two words, their meanings and the emotions they evoke are distinctly different.

Inspiration is an external, driving force—usually associated with some newly discovered information. Motivation, on the other hand, is an internal, pulling force that only comes from within. 

In many ways, these two concepts seem to conflict because we “feelinspired, which comes from within and motivation has some elements of external factors, which cause us to take action.

A great convention speaker informational presentation can inspire us, but the call to action comes from within. We are responsible for taking that action.

Motivation is when you get an idea and take it to its conclusion.

Inspiration is when an idea gets a hold on you and drives you where you intend to go.

Create your motives (and your motivation). Inspiration will come from your spirit. Keep exposing yourself to new information and you will continue to “fill your tank” with inspiration. Your motivations for initiating your actions are YOUR responsibility. Don’t shirk it; embrace it and it will soon become a very good and successful habit. Habits are activities that duplicate themselves.    

Can The Fear Of Success Cause Me To Fail?

The fear of failure is easy to understand. We all experience it, even if it is only from time to time (but it is likely more often). Fear of failure is right there “in your face”. It presents itself right up front and is obvious. As I said, fear of failure is easy to understand.

But it may be that the fear of success is your biggest obstacle. It is much more insidious and more difficult to identify. The article below from “Lifehack” can be very helpful in identifying that you fear success.

Try saying it to yourself, “I am afraid of being successful”, it doesn’t sound right. It sounds counter-intuitive. Check the behaviors, which indicate that you may, indeed, fear success. The article explains some things that you can do. You have often heard (probably) that your subconscious mind is in charge much more than your conscious mind is.

Don’t be afraid of being extraordinary. Having a strong why can help you overcome the fear of success. Revisit your “why” often or, more importantly, write it down and keep it in front of you where you will see it often. You and what you can do for you is powerful beyond measure.

If you work hard doing results producing activities, becoming successful is inevitable. You will have your share of failures. It is just part of life. Believing that you deserve or even are entitled to success can make it all happen. It all begins with you. Don’t fear to become rich, standing out or change. Don’t avoid doing two things every day that will lead you to become the awesome you that is within you.

www.lifehack.org/articles/communication/what-you-have-fear-success.html

Challenges to Millennials

Millennials are facing significant and unique challenges as they enter the workforce, the housing market and attempt to construct their futures. The article below from the Detroit Free Press illustrates the realities and the obstacles they face.

Many millennials have accumulated thousands in education debt.These 25-34 year-olds now average over $33,000 in education debt. Nearly 50% of families with the head of household under 40 years of age owe money for student-related loans.

Although the recent economic recovery, has helped some, there are still challenges to finding decent jobs in this demographic. Many drop out of college because of anxiety regarding growing debt. And indicators are that even those who have not accumulated debt by choosing higher education are facing the same challenges to their financial futures.

Millennials are bringing home significantly smaller paychecks making it less likely for them to be able to own a home or save anything for their retirement. In essence, millennials are accumulating assets at a much lower rate than those even only 25 years ago.

Many are seeking alternative careers. Some becoming entrepreneurs and experimenting in businesses of their own. So they are searching for answers. But new businesses contain risks of their own including significant up-front investments which can begin the debt cycle all over again.

The company with which I am associated offers millennials alternatives that can help turn their frustrations into opportunities. It eliminates risk and is virtually at no investment. It gives millennials the opportunity to begin wealth creation and much brighter futures. There is hope, young people. 

www.freep.com/story/money/personal-finance/susan-tompor/2018/04/25/student-loans-millennials-generation/537227002/

Benefits Of Mentoring

Mentoring is a practice that is touted by many contemporary companies. You have probably also heard it referred to as “coaching”. No matter what it is called, it is a practice that, obviously, is an asset to those being mentored (mentees).

But, have you stopped to think that there are also significant benefits to those doing the mentoring? The article below from “The Chronicle” helps point out some ways where the benefits of mentoring not only flow down to the mentee, but up to the mentor. You see it is not a one-way street.

The lessons you teach can serve as a relearning experience for the mentor. As you increase the confidence and the posture, it improves your own and reinforces the skills that got you to where you are. So as you remind your mentees to have confidence in themselves and their personal resources, take an inventory of your own realizations.

Mentorship forces you to step back to when you were being mentored. As they ask questions you will be faced with your own past experiences that will put their questions in the context of your experiences. How did I learn that? What helped me when I was in their position?

Just because you are now the mentor does NOT mean you are all-knowing. Keep perspective on the perceived hierarchy and remember you can learn from those that you mentor, as well. So keep an open mind and be willing to learn from them. They are usually younger than you are and have a much more contemporary perspective than yours.

Let your mentoring experience make you a better leader. Bear in mind that, as you help them, you should be helping yourself increase your leadership skills. And always be aware that the mentoring journey is all about them. What you get back is collateral knowledge. They are happy to share with you because of what they have gleaned from your relationship.

The company, with which I have associated myself, has established the mentoring (coaching) process as the cornerstone of owning and growing a healthy business that will pay “lifetime” dividends.  It is so integral to their culture; it has been incorporated into the Mission Statement. I keep it on my desk so that I am able to review it every day.

chronicle.umbmentoring.org/four-ways-mentoring-benefits-mentor/