Challenges to Millennials

Millennials are facing significant and unique challenges as they enter the workforce, the housing market and attempt to construct their futures. The article below from the Detroit Free Press illustrates the realities and the obstacles they face.

Many millennials have accumulated thousands in education debt.These 25-34 year-olds now average over $33,000 in education debt. Nearly 50% of families with the head of household under 40 years of age owe money for student-related loans.

Although the recent economic recovery, has helped some, there are still challenges to finding decent jobs in this demographic. Many drop out of college because of anxiety regarding growing debt. And indicators are that even those who have not accumulated debt by choosing higher education are facing the same challenges to their financial futures.

Millennials are bringing home significantly smaller paychecks making it less likely for them to be able to own a home or save anything for their retirement. In essence, millennials are accumulating assets at a much lower rate than those even only 25 years ago.

Many are seeking alternative careers. Some becoming entrepreneurs and experimenting in businesses of their own. So they are searching for answers. But new businesses contain risks of their own including significant up-front investments which can begin the debt cycle all over again.

The company with which I am associated offers millennials alternatives that can help turn their frustrations into opportunities. It eliminates risk and is virtually at no investment. It gives millennials the opportunity to begin wealth creation and much brighter futures. There is hope, young people. 

www.freep.com/story/money/personal-finance/susan-tompor/2018/04/25/student-loans-millennials-generation/537227002/

Giving & Receiving Leadership

Good leadership is complex. At the same time, it is simple. The “flow” of effective leadership is both up AND down. Mentoring your team is, of course, your responsibility as a leader. You are the leader because you have unique knowledge and skills, so you must share them.

In addition, there is another dimension to leadership, accepting feedback gratefully and willingly. That is the most difficult part for most leaders. Those whom you lead have valuable experiences as well. A good leader recognizes that and respects that feedback from his/her team.

Saying you are open to that and really BEING open to that are two different things. Employees and team members can sense when you are genuinely listening and absorbing their input. This article below from Forbes will give you some valuable perspective. The best leaders don’t just listen to feedback; they solicit it.

To get the feedback you want, you must build trust amongst your team. They must feel safe in giving it to you. There are no negative consequences. If you act defensively you will get less and less constructive feedback. Remember, you and they are sharing wisdom and you will both benefit from it. Balance your leadership with positive (when it is deserved; no fake stuff) and with constructive interaction.

This dialogue will enrich the culture of your business and it will gain momentum, so it will occur more and more often. After your interchange has concluded, be sure and thank the person for taking the time to provide this information. Sometimes it is an advantage to repeat what it was that you have counseled about so both parties are on the same page. Good leadership will pay considerable dividends to your business. The best news is that it becomes easier and easier as you practice it.

www.forbes.com/sites/forbescoachescouncil/2018/01/16/being-a-great-leader-means-giving-and-receiving-feedback/#6a42c223ebc9

ADVANTAGES OF CLEAN FLOORS

It goes without saying that clean floors make your home LOOK better, so that is a key reason why you clean your floors. Surprisingly, another big reason is to prevent injuries from tripping or slipping.

We have included a posting from “Wikipedia” to inform you of some others as well as best practices in floor-cleaning and the care of a variety of surfaces including wood, tile, carpet, and vinyl.

Returning to reasons, aside from beautifying your floors, the correct methods can remove stains, as well as surface dirt. Proper cleaning actually increases the life of your floors. Cleaning your floors the right way can kill allergens that can cause or exacerbate diseases like asthma.

Regular maintenance can help you avoid expensive professional cleaning or machine rentals or purchases. Household budgets are sensitive these days, so avoiding these expenses can obviously help.

The company with whom I am associated has recently developed a complete system for cleaning, dusting and polishing your floors easily and efficiently. Another advantage of proper cleaning is that cleaning your floors can burn 200 calories and the results will help you feel psychologically better. So, get to work. Your home will look good and you will feel good.

https://en.m.wikipedia.org/wiki/Floor_cleaning#Reasons_for_cleaning_floors

Antibiotic Overuse

As soon as we get the sniffles, a sore throat or a drippy nose, the first thing many of us do is reach for an antibiotic. They’re usually readily available in our medicine cabinets. They are available because they are over-prescribed by doctors and emergency rooms everywhere.

47,000,000 prescriptions in the U.S. are unnecessarily prescribed. Efforts need to be made to improve the way we take these drugs and the way physicians prescribe them. This should be a national priority.

The article below from the Centers for Disease Control outlines the dangers of overuse of antibiotics. Surprisingly at least 23,000 people a year die from antibiotic misuse.

The article states when antibiotics are needed and should be taken. Additionally, it explains when antibioticsare NOT needed and should not be taken. There are recommended alternatives that can be used (and things to do) to feel better. While antibiotics can be very effective when prescribed and taken properly, they can also cause physical problems like reductions in good bacteria and immunity to the antibiotics themselves.

Of course, the best way to fight disease is to stay healthy in the first place. A good diet, plenty of water and moderate to vigorous exercise are good lifestyle choices that help avoid the onset of disease. A pure and effective vitamin regimen can also be effective. Be sure that you research the supplements you choose and make sure there are studies that support your choice.

www.cdc.gov/features/antibioticuse/index.html

Benefits Of Mentoring

Mentoring is a practice that is touted by many contemporary companies. You have probably also heard it referred to as “coaching”. No matter what it is called, it is a practice that, obviously, is an asset to those being mentored (mentees).

But, have you stopped to think that there are also significant benefits to those doing the mentoring? The article below from “The Chronicle” helps point out some ways where the benefits of mentoring not only flow down to the mentee, but up to the mentor. You see it is not a one-way street.

The lessons you teach can serve as a relearning experience for the mentor. As you increase the confidence and the posture, it improves your own and reinforces the skills that got you to where you are. So as you remind your mentees to have confidence in themselves and their personal resources, take an inventory of your own realizations.

Mentorship forces you to step back to when you were being mentored. As they ask questions you will be faced with your own past experiences that will put their questions in the context of your experiences. How did I learn that? What helped me when I was in their position?

Just because you are now the mentor does NOT mean you are all-knowing. Keep perspective on the perceived hierarchy and remember you can learn from those that you mentor, as well. So keep an open mind and be willing to learn from them. They are usually younger than you are and have a much more contemporary perspective than yours.

Let your mentoring experience make you a better leader. Bear in mind that, as you help them, you should be helping yourself increase your leadership skills. And always be aware that the mentoring journey is all about them. What you get back is collateral knowledge. They are happy to share with you because of what they have gleaned from your relationship.

The company, with which I have associated myself, has established the mentoring (coaching) process as the cornerstone of owning and growing a healthy business that will pay “lifetime” dividends.  It is so integral to their culture; it has been incorporated into the Mission Statement. I keep it on my desk so that I am able to review it every day.

chronicle.umbmentoring.org/four-ways-mentoring-benefits-mentor/

Maintaining Your Personal Energy

No matter who you are or what you do; your energy levels (and motivation) will hit flat spots. This article below from “Whole Life Challenge” will give you some insight and tips on dealing with these energy flat spots and reenergize yourself when they “rear” their ugly heads.

The energy we refer to is not just physical. It is a combination of physical, mental, emotional and professional phenomena. Physically the signs can be fairly obvious; fatigue, headaches, slowing of reflexes and even blurred vision. Mentally and emotionally, it can produce moodiness, irritability, and lack of focus and concentration.

All in all, these symptoms can dramatically affect your personal and professional lives. It can even make you more susceptible to illness and disease. It is easy to see why guarding against these energy “valleys” is to your advantage. But, how do you do it?

Physically: Eat well, move well, and sleep well. Manage your ultradyne rhythms (our energy cycle repeats every 90-120 minutes). Take regular breaks, a 5-minute walk; stretching, and deep breathing can all help. Avoid distractions; believe it or not, multitasking is a myth. It is not efficient or productive.

Emotional and mental levels can be restored, by feeding your mind. Stop negative self-talk. Be conscious and aware of the things that drain you both emotionally and physically. Make a list of the things that uplift you and do them often. Then, there are the people who drain your energy…avoid them. Aim to connect with the people who make you feel happy. Finally, set some time aside to decompress.

Professionally, manage the physical mental, and emotional challenges you face daily and it will manifest solutions to your professional energy problems. My company has a coaching construct, which allows me to turn to others whom I respect for advice and support. But remember, these flat spots are, for the most part, temporary so do not let them defeat you. Victory is around the corner.

www.wholelifechallenge.com/your-personal-energy-plan-how-to-protect-manage-and-boost-it/

Benefits and Needs for Fiber

While there is a wide range of foods that provide fiber, in today’s world, it is difficult for most of us to consume enough fiber to satisfy the daily minimums. The article below from “Food is Medicine”, shares twenty foods that provide high levels of fiber.

Today’s Western diet probably satisfies only about half of the recommended amount of fiber that you need. As the article states: this is a big deal because high fiber foods guard against a number of diseases like cancer, heart disease, and obesity. Many processed foods are “fiber enriched”, but these are not the most desirable source of this valuable (and indispensable) dietary need.

The article makes the case for foods high in fiber as the best way to satisfy your needs, it admits that it is unlikely that you will be able to satisfy minimum needs with diet alone; and suggests that you will need a supplement to meet your daily requirements. It also points out that the quality of the supplement can, and will, make a big difference.

An effective supplement will contain a recommended balance of both soluble and insoluble fiber. Insoluble fiber provides bulk in the digestive system which helps the elimination process, expelling carcinogens and toxins from the bowels. Soluble fiber is actually retained in the bodily system, creating a gel that prolongs elimination so that key nutrients can be absorbed more efficiently.

Some fiber supplements do not contain soluble fiber at all. Still, others do not contain enough insoluble fiber to do the job properly. It is important to have the correct balance of both. As has been stated, a healthy diet is best and this list of high in fiber foods provides a handy guide for healthy meal planning.

The company with which I am associated, offers a complete array of supplements and high-in-fiber snacks that allows me to effectively control my fiber intake daily. These products and supplements contain both insoluble and soluble fiber. I am convinced that my good health is as a result of these indispensable products. Here’s to your health!   

draxe.com/high-fiber-foods/

Men’s Skin Care and More

In the past, Men’s toiletries were largely deodorants, fragrances and shaving products. As this CNBC article points out, that is no longer the case. In fact, the men’s skin and personal care market is booming.

Since 2012, beauty and personal care products targeting men has grown by more than 70% and now represents close to 10 billion dollars. Many companies are, understandably, now paying attention, with a 100 million a year in growth, the industry has even “coined” a word for it: Mampering.

While many national and global companies are investing millions into developing products specifically targeted to the men’s segment, many men are using products that are used by women.

Men, particularly millennials, say that the use of personal care products boosts their self-esteem. But the use of these personal care products are not limited to the millennial segment, more and more adult men are using these products to counteract the effects of dry and aging skin.

One of the biggest challenges that companies have in developing these products is that men want their grooming routine to run no more than 30 minutes. Combining products seems to be the answer they have found. Stay tuned for the compromises that must be made for combination products.

Results will always be the way these products will be judged. For that reason, it may make sense to use female-targeted products as a unisex solution. After all, billions of dollars have been invested in the development of these women’s products and solutions. The results are what you are seeking regardless of whether you achieve them with a woman’s or a men’s product. 

High blood pressure: the hidden killer

High blood pressure is considered the “silent disease” and should not be taken lightly, nor should it be ignored.

In April 2012, a dear friend had a stroke. He was hospitalized, in ICU for a few weeks, had a tracheotomy and afterward his life was never the same. The stroke had caused brain damage leaving him unable to do many of the things he loved on his own.

On May 16, 2013, he died of Hypertensive and Arteriosclerotic Cardiovascular Disease.

He was 63 years old. According to WebMD, arteriosclerosis is “One of the most serious health problems related to untreated high blood pressure,” which is plaque build-up in the arteries.⠀

Are you aware of the changes in the American Heart Association and American College of Cardiology regarding blood pressure?

If your blood pressure is above 130/80, you are now considered to be at risk for HIGH blood pressure. Normal blood pressure is now considered 120/80 or lower, elevated is 120-129/80-89; stage one hypertension is now 130-139/80-89 and stage two hypertension is anything over 140/80.⠀

These changes will affect millions of people across America who will have to find ways to lower their blood pressure. Exercise is exceedingly important.

Now more than ever, it’s important to use the right supplements to help target these areas without the use of blood pressure medications and blood thinners.

My company manufactures a full line of heart healthy vitamins and supplements to help battle this in-going problem. I’m grateful for my company’s Peak Performance Pack, which has helped keep my numbers at optimal levels and is helping to reduce any risk of me developing heart disease.

It’s too late for my friend, but it’s not too late for me, and definitely not too late for you.

Fiber for optimal health

Colorectal cancer is the third most common cancer in the United States and the second leading cause of death from cancer.

Colorectal cancer affects all racial and ethnic groups and is most often found in people ages 50 and older. People over age 50 have the highest risk of colorectal cancer. You may also be at higher risk if you are African American, smoke, or have a family history of colorectal cancer.

The good news?

The best way to prevent colorectal cancer is to get screened regularly starting at age 50.
If everyone age 50 and older were screened regularly, 6 out of 10 deaths from colorectal cancer could be prevented.

There are often no signs or symptoms of colorectal cancer – that’s why it’s so important to get screened.

Everyone can take these healthy steps to help prevent colorectal cancer:

  • Get screened starting at age 50.
  • Encourage your family members and friends over age 50 to get screened.
  • Quit smoking and stay away from secondhand smoke.
  • Get plenty of physical activity and eat healthy.

One healthy addition to your diet is fiber. On a daily basis, 95% of Americans are only getting about half as much fiber as they need. Fiber is a component of plant foods that is never broken down and absorbed by the body—allowing it to perform important functions that  no other food can. The two forms of fiber, soluble and insoluble, both play important roles in maintaining optimal health as well as helping  to keep your colon “clean”.

Why fiber?

Well, according to research fiber can help prevent serious issues developing in your digestive tract because it  can sweep away toxins and waste throughout your body. Studies also show that the adequate amount of fiber helps supports immunity, improves regularity, and can help reduce the risk of heart disease.

I’m lucky to have found a great fiber product that’s a scientifically balanced blend of seven fiber sources, plus vitamins, antioxidants, soothing herbs, and probiotics. A single glass of this broad spectrum fiber provides 12 grams of healthy fiber to help me meet my optimal daily fiber and offers several benefits I don’t get from traditional fiber products.

Quick quiz: True or false?

You should get tested regularly for colorectal cancer starting at age 50.

Answer: 

Starting at age 50, get tested regularly for colorectal cancer. When it comes to colorectal cancer screening, you do have options. Learn more about screening here.

Decide which screening test you prefer here.